7 Identity Theft Protection Strategies to Know About
Identity theft is a type of crime where people use another person’s data for deception and fraud. Identity theft can damage your credit score and this can make you not eligible for loans and mortgages. Here are some tips to help you stay safe. You should read more here to learn how you can get your life back.
You should review your credit card and bank statements each and every month. This will help you know if there are any charges unexpected charges and activities or not. If you find out something you didn’t authorize, you should contact the bank. You should put a reminder on your calendar for you to sign up for emails immediately the statement is easy. This is one of the safest strategies. If you click here, you will be able to learn more strategies.
The use of a strong password is also an important strategy. Identity thieves can easily guess your password to access important services. Some people use simple passwords due to the fact that they are easy to remember. They use the same passwords on different websites. This is risky because they can access your important information using one password. You can prevent this by using a strong password that is combined with letters, symbols and numbers.
Turn on 2-factor authentication where possible to add security. This one generates a one time code when you log into the services. This adds security to your account because other people will not be allowed to log in without a code.
Another important strategy is reviewing your credit after one year. When credit reporting bureaus send you a free credit report that they send every year, look at the report carefully to see if there is anything that is out of place. Check whether there are debts that you never authorized and ask the credit bureau to remove them.
Ensure that you freeze your credit with credit reporting bureau. This will prevent other people from requesting your credit report or even looking at it. No one will be allowed to apply for a loan or a new credit card. Credit bureau will issue you with a pin which you will use to verify your identity if you decide to unfreeze.
The next thing is picking up your mails quickly. Remember that thieves find the easiest way to steal your data. They can steal your credit cards, bank statements and personal information from your mail. This is why you are advised to pick up your mail as soon as it arrives so no one else can pick it.
You need to be smart about cybersecurity. You should know that the internet can pose many threats. You may receive emails from a fake website and enter your details thinking that it’s from a real website. The details go straight to the scammers. You should not click links from emails you didn’t expect.